When an insurance company violates principles, regulations or laws governing insurance law, it may constitute a breach of the insurance policy or even bad faith in denying a claim. Bad Faith can be evidenced by the insurance company stalling in making a decision on a claim, or requiring unreasonable actions or documentation by an insured to prove a claim. In addition to the value of the claim for breach of the insurance policy, an insurance company acting in bad faith may also be liable for damages for causing emotional distress to the plaintiff and perhaps even punitive damages if the conduct, or the pattern of conduct, is outrageous. We handle the following types of insurance disputes: homeowners insurance, fire insurance, uninsured motorist insurance, commercial insurance, life insurance and health insurance. We also handle these types of insurance losses: fire loss, theft loss, flood loss, weather related loss, automobile loss and commercial losses.
If you have had an insurance claim denied or feel that you have been treated unfairly by your insurance company, contact us today to discuss your insurance claim.
Insurance companies advertise that their main concern is the best interest of their customers. Unfortunately, that is not always the case. Sometimes, insurance companies will do almost anything to avoid paying a legitimate claim. These companies will drag their feet and require unreasonable documentation in order to justify declining coverage or reducing the value of a claim. Insurance companies have a duty to act in good faith when dealing with their customers. If your insurance company acts in bad faith when dealing with your claim, The Ganem Law Firm can protect your rights and recover the monetary damages you deserve.
There is no fee for the initial consultation.
